You Save Money
- Set a fixed budget for benefits this year and into the future
- Most companies save 10-30% in the first year alone
You Enhance Employee Satisfaction
- Empower your employees with knowledge and choice
- Engage your employees in their healthcare
- Provide better overall coverage
What you have now / what you receive with Bright Choices®
| What You Have Now | With Bright Choices Exchange | Why It Matters |
|---|---|---|
Misaligned coverageGive everyone a "one-size-fits-all" health plan and limit other forms of protection |
Balanced coverage for diverse risksYour employees choose the coverage that meets their individual needs across a range of insurance products |
Your employees are better protected |
Annual juggle of rising benefits costsEach year, either pay more, change carriers and plans, limit coverage, or shift costs to employees |
You set your benefits budgetAllocate fixed dollars to your employees and let them buy what they value |
You control your budget, and your employees control their budgets - people spend money more wisely when it's their own |
Less satisfied employeesHide the value of your benefits spend from employees and choose for them |
Increase employee satisfactionAllow employees to build a personalized benefits portfolio that meets their specific needs |
Employees understand and value every dollar you spend on benefits |
Benefits administration headachesTrack down paper enrollment forms, answer employee questions, manage carrier reporting needs |
Streamlined benefits administrationWe streamline benefits administration and handle employee questions; you use efficient online tools for changes and reports |
You save time and your employees get better service |
With Bright Choices, employees can personalize a portfolio of benefits to fit the specific needs of their families.
When employees choose the coverage they need, they choose more efficiently. They don’t buy the “rich” plans they don’t need.
They save
They save money for the whole healthcare system, their employers, and themselves.
You Save
You save money on benefits and make your employees happy by giving them purchasing power and choice.